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Privacy Policy
Users of this site can find out about our products and services, read our financial information or learn more about Stanford International Bank without disclosing any personal information. This site also contains a number of value-added features, which may require the user to give us personal information, such as name, address, email address, telephone or fax number.
If the user provides the aforementioned personal information, as well as any demographic information he or she may be prompted to provide, Stanford International Bank (SIB) will not disclose said information to any external party unless required to do so by law. Stanford International Bank will maintain this information, as well as the user's activities and transactions, according to our usual strict security and confidentiality standards.
Legal Policy
The distribution of the material contained in this site may be restricted by law in certain jurisdictions. Persons gaining access to this site are required to inform themselves about and observe any such restrictions.
This site and the information contained herein should not be regarded as an offer or solicitation to sell investments in any jurisdiction in which such offer or solicitation is not lawful, or in which the person making such an offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such an offer or solicitation.
Stanford International Bank is an Antiguan bank whose deposits are not covered by deposit insurance protection provided by the US Federal Deposit Insurance Corporation. This document is for information purposes only. No part of this document may be reproduced in any manner without the written permission of SIB.
The information contained herein is based on sources believed to be reliable; however, there is no representation or guarantee that it is accurate, complete or current, or that it reflects the current opinion or all information known to SIB or its affiliates. SIB does not undertake to advise of changes in its opinion or information. SIB may, to the extent permitted by law, act upon or use the information or opinions presented herein, or the research or analysis on which they are based, before the material is published. SIB or its affiliates may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented in this document. Those reports reflect the different assumptions, views and analytical methods of the analysts who prepared them.
This is not an offer or solicitation of any order to buy or sell, or to subscribe for securities or other financial instruments, and it is not a recommendation to undertake transactions in the subjects of this report. SIB, its affiliated companies, shareholders, directors, officers and/or employees may from time to time have long or short positions in such securities or in options, futures or other derivative instruments based thereon. One or more directors, officers and/or employees of SIB or its affiliated companies may be a director of the issuer of the securities mentioned in this document. SIB and/or its affiliated companies may have managed or co-managed a public offering of or acted as initial purchaser or placement agent for a private placement of any of the securities of any issuer mentioned in this document within the last three years, or may, from time to time, perform investment banking or other services for, or solicit investment banking or other business from any company mentioned in this document. The products mentioned in this document may not be eligible for sale in some states or countries, nor be suitable for all types of investors. Their value and the income they produce may fluctuate and/or be adversely affected by exchange rates, interest rates or other factors. All currencies are in US dollars unless otherwise stated. This document is not to be relied upon in substitution for the exercise of independent judgment.
The views expressed herein represent the individual authors' personal opinions and are not and should not be construed as the opinions of SIB, its agents, officers, directors or shareholders of any one of its affiliated companies. The authors have relied on sources, which are generally reliable; however, no representations or assurances can be made as to their validity. An opinion stated herein does not necessarily reflect the opinions and investment strategy of SIB. There is no guarantee that any positions, investments or strategies set forth herein will remain the same after the date of this publication. Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Securities products and services are offered through Stanford Group Company, member NASD and SIPC.
TERMS AND CONDITIONS OF USE OF DOW JONES INDEXESsm
BY ACCESSING AND USING THE DATA RELATED TO DOW JONES INDEXESsm (INCLUDING, WITHOUT LIMITATION, THE INDEX VALUES, HEREAFTER COLLECTIVELY "DOW JONES INDEXESsm") ON THIS WEBSITE, YOU ARE AGREEING TO BE LEGALLY BOUND BY THESE TERMS AND CONDITIONS, INCLUDING ALL AMENDMENTS MADE AFTER MARCH 2003. IF ANY OF THESE TERMS AND CONDITIONS ARE UNACCEPTABLE TO YOU, YOU MAY NOT ACCESS OR USE DOW JONES INDEXESsm.
GENERAL TERMS AND CONDITIONS OF USE
Dow Jones Indexessm (including, without limitation, the Dow Jones Averages, Dow Jones Global Indexes, Dow Jones Titans Indexes, Dow Jones Islamic Market Indexes, Dow Jones Sustainability Indexes and Dow Jones-AIG Commodity Indexes) are proprietary to Dow Jones & Company, Inc. (Dow Jones) and/or its licensors. By accessing and using the Dow Jones Indexessm, you are indicating that you are at least 18 years old, and you agree to be bound by all these Terms and Conditions of Use. You may print and keep a copy of these Terms and Conditions of Use, but Dow Jones may change any of these terms at any time. When the terms are changed, the changes will appear in this document. Your use of Dow Jones Indexessm after any changes have been posted will constitute your agreement to the modified Terms and Conditions of Use. Therefore, you should read these Terms and Conditions of Use from time to time. If you do not agree to be bound by these Terms and Conditions of Use or any changes thereto, you should not use Dow Jones Indexessm again.
PROPRIETARY RIGHTS AND LIMITATIONS ON USE
Dow Jones Indexessm are protected by copyright and other intellectual property laws. Dow Jones Indexessm may be used only for your personal, non-commercial purposes. You agree not to modify, copy, reproduce, retransmit, distribute, sell, publish, broadcast, create derivative works from or store the Dow Jones Indexessm (or any portion thereof) without the express prior consent of Dow Jones. You may not use Dow Jones Indexessm for any unlawful purpose. All trade names, trademarks and service marks associated with the Dow Jones Indexessm (whether registered or unregistered) (the "Marks") are proprietary to Dow Jones and/or its licensors and are protected by applicable trademark laws. Nothing contained in this website should be construed as granting any licence or right to use any of the Marks displayed here without the express written permission of Dow Jones or the applicable licensors. Any unauthorized use of the Marks is strictly prohibited. Also, you may not use any of the Dow Jones Indexessm or the Marks in connection with the issuance, trading, marketing or promotion of investment products (e.g., derivatives, structured products, investment funds, investment portfolios, etc. where the price, return and/or performance of the investment product is based on or related to the Indexes) without a separate written agreement with Dow Jones. Further, neither Dow Jones nor any licensor is giving investment advice, tax advice, legal advice or other professional advice by providing the Dow Jones Indexessm, and neither Dow Jones nor any licensor sponsors, recommends or endorses the purchase or sale of any security or investment. If you violate any of these terms and conditions, Dow Jones has the right to terminate your access to all or any portion of the Dow Jones Indexessm immediately without notice. Your right to use the Dow Jones Indexessm is subject to any limits established by Dow Jones in its sole discretion.
DISCLAIMER OF WARRANTIES AND LIABILITY
DOW JONES INDEXESsm ARE PROVIDED TO YOU "AS IS." NEITHER DOW JONES NOR ANY AFFILIATE, AGENT OR LICENSOR WARRANTS THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE DOW JONES INDEXESsm. ALTHOUGH DOW JONES MAKES REASONABLE EFFORTS TO COMPLY WITH ITS GUIDELINES REGARDING THE SELECTION OF COMPONENTS IN THE DOW JONES ISLAMIC MARKET INDEXES, DOW JONES CANNOT GUARANTEE OR WARRANT THAT THOSE INDEXES OR THE DATA RELATED THERETO WILL COMPLY WITH SHARIAH LAW OR OTHER ISLAMIC PRINCIPLES, AND DOW JONES EXPRESSLY DISCLAIMS ANY SUCH WARRANTY. NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING DIRECTLY FROM USE OF THE DOW JONES INDEXESsm CAUSED IN WHOLE OR PART BY DOW JONES' NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE DOW JONES INDEXESsm. IN NO EVENT WILL DOW JONES OR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON THE DOW JONES INDEXESsm. NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ADDITIONAL TERMS
Dow Jones may discontinue or change the Dow Jones Indexessm or their availability to you at any time without notice. If any provision in these Terms and Conditions of Use is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. These Terms and Conditions of Use, your rights and obligations, and all actions contemplated by this agreement shall be governed by the laws of the State of New York, as if these Terms are a contract wholly entered into and wholly performed within the State of New York. These Terms and Conditions of Use constitute the entire agreement between you and Dow Jones relating to the Dow Jones Indexessm, and they supersede any and all other agreements, oral or in writing, with respect to the indexes. The failure of Dow Jones to insist upon strict compliance with any term or provision shall not be construed as a waiver with regard to any subsequent failure to comply with such term or provision. Certain market data is provided by Reuters for use in calculating the Dow Jones Indexessm. Reuters shall not be liable for any errors or delays in content, or for any actions taken in reliance thereon.
The Dow Jones Indexessm are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use.
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